Find accredited facilities accepting Aetna insurance plans
Aetna provides coverage for substance abuse treatment under most plan types, including individual, employer-sponsored, and marketplace plans. Coverage typically includes medical detoxification, inpatient rehabilitation, outpatient programs, and medication-assisted treatment.
The Mental Health Parity and Addiction Equity Act requires Aetna to provide behavioral health benefits comparable to medical/surgical coverage. However, specific benefits vary by plan type, deductible, and network status of the treatment facility.
We recommend contacting Aetna directly at the number on your insurance card to verify specific benefits, in-network providers, pre-authorization requirements, and out-of-pocket costs. Most facilities listed on RehabNetwork can assist with insurance verification during the admissions process.
Contact your insurance provider's member services line (on the back of your card) and ask about behavioral health or substance abuse treatment benefits. Alternatively, call our helpline at (855) 428-6315 and our team can verify your benefits for free within 15-30 minutes.
In-network facilities have contracted rates with your insurer, meaning lower out-of-pocket costs (typically 10-30% coinsurance). Out-of-network facilities may still be covered but at a higher cost share (30-50% coinsurance) and may require pre-authorization. Some plans don't cover out-of-network providers at all.
No. Under HIPAA and the Confidentiality of Substance Use Disorder Patient Records regulation (42 CFR Part 2), your treatment records cannot be disclosed to your employer without your written consent. Insurance claims are processed confidentially, and Explanation of Benefits (EOB) statements do not detail the nature of treatment.